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Florida’s Debt Defense Lawyer

Are you losing control of your finances? Our experienced debt defense attorneys will help resolve your financial issues and get you back on your feet.

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    Thoele Drach, Jacksonville, Florida

    Our attorneys have over 100+ 5-Star Reviews

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    Thoele Drach, Jacksonville, Florida - Personal injury and Car accidents lawyers
    5 Stars
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    Why You Should Choose Our Debt Defense Lawyer Team

    There are many Debt Defense Law firms out there, here’s why we’re your best choice.

    Thoele Drach, Jacksonville, Florida - Personal injury and Car accidents lawyers

    GET IMMEDIATE HELP​

    We're here to fight on your behalf and get you back on your feet.

    Thoele Drach, Jacksonville, Florida - Personal injury and Car accidents lawyers

    OVER 100+ FIVE-STAR REVIEWS

    Check out our online reviews to see what our clients say.

    Mallory S
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    “The law firm handled 2 cases for me where a debt collector was sueing me. They got both cases dropped and I didn't have to pay a dime!”
    R. S.
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    “If you're being sued by a creditor, you want Amanda Thoele in your corner... Mrs. Thoele was able to have my case settled within a few weeks.”
    Nadine V
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    “This firm was amazing in assisting me with a lawsuit from a debt collector. I would definitely recommend them to my friends and family in the near future.”
    LeeAnne P
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    “Besides Sabrina being kind and compassionate, they helped me wipe out a debt 100% with no record on my credit report.”
    Darren C
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    “Mr. Drach helped me get a 3000$ debt burden off my back. I didn't have to go to court or anything. He handled everything for me perfectly. Great very. Knowledgeable attorney.”
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    Get Your Consultation Now

    Are you losing control of your finances? Our debt defense attorneys are here to get you back on your feet.

    What is Debt Defense?

    Debt defense is a legal strategy used to help individuals who are dealing with debt problems. It involves challenging debt collection practices and negotiating with creditors in order to reduce debt and interest rates.

    We understand how debt can impact your life, so we will take the time to listen to your concerns and help find a debt-relief solution that works for you. We’ll work hard to negotiate on your behalf and ensure that creditors are treating you fairly.

    At Thoele Drach, our team is experienced in debt management, collection defense, and resolution. We are dedicated to providing personalized service tailored to meet each client’s individual needs. With our expertise, we’ll work with you every step of the way – from understanding debt law to filing documents with the court or negotiating settlements with creditors.

    If you’re dealing with debt and struggling financially, contact us today for a free consultation.

    How Debt Defense Can Help You

    Our debt lawyers understand that life can throw unexpected financial hardships, but you don’t have to face them alone. With the help of our experienced debt defense attorneys, we can get you back on the path toward a better financial future.

    What to Expect From Our Debt Defense Attorneys

    At Thoele Drach, debt defense is our specialty. Our team will take the time to listen to your concerns and help find a debt-relief solution that works for you. We’ll work hard to negotiate on your behalf and ensure that creditors are treating you fairly. With our expertise, we’ll handle all of the paperwork and file documents with the court.

    Our debt attorneys will help you with:

    • Stopping calls from debt collectors while your situation is assessed
    • Debt collection defense against almost any debt collect agency, debt collector, or debt buyer
    • Negotiate with the debt collector or debt buyer to reduce debt and interest rates
    • Understanding debt law
    • File documents in court
    • Take control of your finances
    • Get back on your feet financially

    What is the Debt Defense Process?

    Once the debt defense process is initiated, your debt lawyer will work to negotiate with creditors on your behalf. Many of our cases are resolved without our clients paying anything to the debt buyer.

    What is a Charged-Off Account?

    A charged-off account is an account that has been assigned as a loss due to nonpayment by the creditor or debt collector. The debt may still accrue interest or additional fees until it is paid in full. If you are dealing with a charged-off account, our attorneys can help you negotiate with creditors and provide debt-relief options to ensure that the situation is manageable.

    Why Debt Defense is a Good Option For Some People

    This is a good option for those who are debt-burdened, have debt collection proceedings against them, or have debt that has gone to court. It can provide debt relief and help you regain control of your finances. Our debt defense attorneys will work with you every step of the way to ensure that creditors are treating you fairly.

    Questions to Ask Your Debt Defense Lawyer

    If you are currently considering debt defense and looking to hire a lawyer, here are some questions to ask:

    • What debt relief options do I have?
    • How long will the debt resolution process take?
    • Can I negotiate with creditors on my own or should I hire a debt defense attorney?
    • Does debt negotiation affect my credit score?
    • Is there any way to avoid going to court for debt collection proceedings?
    Get Immediate Help Call Now
    Thoele Drach, Jacksonville, Florida

    Amanda Thoele

    Debt defense Attorney

    Debt Defense Lawyers

    Thoele Drach

    Since 2015 we’ve been here to serve our clients with the expertise, knowledge, and understanding that everyone deserves.

    Our team can assist with all legal issues and have a large breadth of experience, both legal and personal.

    Thoele Drach, Jacksonville, Florida

    Justin Drach

    Debt defense Attorney

    100+

    5-Star
    Reviews

    Veteran &
    Women Owned

    10,230​

    Cases
    Settled

    Frequently Asked Questions

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    Debt defense is a service provided by debt defense lawyers to help debtors challenge debt collection practices, negotiate with creditors, and file documents in court for debt resolution. Our debt defense attorneys can provide personalized services tailored to meet your individual debt needs.
    Yes, in most cases attorneys charge a flat fee based on the amount of the debt being claimed. In some cases, typically where there are violations of debt collection laws, we are able to represent our client at no cost, collecting our fees from the debt buyer.
    It is possible to negotiate with creditors on your own, but it is recommended that you hire an experienced lawyer for optimal debt resolution. Your attorney will be well-versed in debt law and can provide personalized services tailored to meet your individual debt needs. We are typically able to negotiate resolutions that our clients would be unable to negotiate on their own.
    We negotiate for settlements that include the debt buyer deleting their tradeline from our client’s credit report, which typically improves the client’s credit score.
    Yes, debt attorneys specialize in debt negotiation and resolving debt before it goes to court. Through debt negotiation, our lawyers can help you manage debt and regain control of your finances. If any court appearances are required before your case is settled, we will attend those for you so you will have nothing to worry about.